I have been an account holder in Photobucket for as long as I can remember until last year or the year before when it decided to charge.
I stopped temporarily and searched for other viable electronic album sites to hold my photos. Unfortunately, my search was futile so I ended up paying for a year's worth of storage in Photobucket.
I am not sure if I searched hard enough or just felt lazy to browse more or Photobucket does offer great features I cannot find elsewhere. Hmmm... So, next year, I will have to shell out $24.90 for a year of premium usage.