I am fond of accessories more than the real deal. I only have jewelries and most of them were from my mom and gifts. I think, I only bought two gold jewelries out of whim.
I enjoy accentuating my outfits, whether they are for office or casual wear with chunky chamilia beads. Some of my long necklaces are wooden and made of glass beads. I have few Swarovski crystals but the rest are made of glass beads and faux-gems.
I really don't mind wearing inexpensive accessories. I think they can be sophisticated too.