I don't have any health nor pension plan for myself and my family yet. I am not delaying the process of purchasing an insurance scheme which will work best for us and our situation. I am just very careful about this because I consider buying insurance or plans as a worthy purchase. I cannot go wrong about this so I am very strict and still on the look-out.
A lot of our friends have offered us what they claimed as the cheapest health insurance in the market. My husband and I are still studying the benefits and reading the fine prints before we actually commit to one.
It is my objective this year or maximum by 2013, to have a health, pension or retirement plan ready because I may leave the corporate world in few years time and start my own business. I want to ensure that my family's future is well covered in every aspect as possible.